When Will My Money Be Deposited into My Bank Account

Once you receive a payment, Stripe processes your funds and should post them to your bank account within 2 business days of the transaction.

The first transaction you receive will take at least 7 business days to transfer. This holding period is necessary for complying with anti-money laundering regulations and to reduce the risk of fraud. 

After your first payment has been processed, Stripe will process all subsequent payments according to the following timeline based on your region.

payments transfer schedules for United States takes 2 business days to process

*Note that transfer schedules are set by Stripe

Helpful Tips

  • The exact timing of your first transfer may also vary depending on different factors. If you have not received your funds 7 days after your first payment, check your Stripe account and verify that your bank account information has been entered correctly. If your bank information is correct and you are still not seeing your funds, please see Stripe help for a full list of possible transfer failures.
  • All Invoice2go payments are processed by Stripe on UTC Time — the processed date may not be the same as the date on which a charge is made in your local timezone. After the payment has been verified by Stripe, your funds will get sent to your bank. Most banks will post received funds on the same day as they are received. Depending upon weekend or holiday schedules, your bank may take an additional 2 to 3 business days to post your funds to your account.
  • If your bank account is not able to receive a transfer, your bank will return the funds to Stripe. Banks can take up to 5 business days to inform Stripe about transfers that did not go through, at which time you receive an email and be notified in your Stripe Dashboard about the issue.
  • You cannot receive your funds until you have linked your bank account to Invoice2go payments. 
  • If you do not link your bank account to Invoice2go payments within 21 days of receiving your first payment, Stripe will automatically refund your customer their payment.
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